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Debt Management

Our goal is to see you debt free with a fresh start.

Bankruptcy isn’t the end of the world;

it’s a fresh start.

Debt Management Law Services

According to the American Psychological Association as many as 80% of Americans are stressed out about their personal finances, many of whom are greatly concerned about being able to provide for their family's basic needs. At the Law Offices of Marcie L. Foster, we are committed representing our clients best interests and to educating them about their options.

Below is a summary of some of the types of debt management and debt relief services that we offer:

Collection/Creditor Abuse Defense

If you are being harassed by creditor calls, you do not have to put up with it. Congress has passed a law called the Fair Debt Collections Practices Act laying down rules that creditors and collection agencies must follow. If they violate these rules, you may sue them for damages.

Credit Counseling

The goal of credit counseling course is to provide information about avoiding debt accumulation, create a repayment schedule or give advice to eliminate the need to file for bankruptcy. To sign up for credit counseling, click here.

Debt Negotiation

We have assisted many clients to save considerable sums and become debt free through Debt Negotiation. Our attorneys would be happy to discuss your financial situation with you to see if Debt Negotiation is right for you.

Debt Settlement

Debt settlement is a process in which your attorney contacts each of your creditors and negotiates a settlement with them that consists of a portion of the total debt owned. It is a complex process that is best managed by competent financial professionals with a proven track record.

Discharge Your Debt

Our firm will learn about your financial situation and let your know your alternatives. If you choose bankruptcy or other alternative, we will professionally prepare your papers and guide you through it.

Foreclosure Defense

If you are being foreclosed on or being threatened to have your home or property seized, contact a reputable foreclosure defense attorney immediately.

For a free consultation, give us a call at 256-526-4000